:root {
  --bg: #e8edf7;
  --bar: #111318;
  --blue: #2f6fed;
  --text: #1c2434;
  --card: #ffffff;
  --line: #1c2434;
  --muted: #5a6478;
  --warn: #b42318;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  border-radius: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  background: var(--bg);
  color: var(--text);
  font-family: system-ui, "Segoe UI", sans-serif;
  font-size: 18px;
  line-height: 1.75;
}

img,
svg {
  display: block;
}

a {
  color: var(--blue);
}

.site-bar {
  width: 100%;
  background: #111318;
  border-bottom: 3px solid #2f6fed;
}

.site-bar-inner {
  max-width: 1280px;
  margin: 0 auto;
  min-height: 68px;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand {
  color: #ffffff;
  text-decoration: none;
  font-size: 22px;
  font-weight: 700;
  letter-spacing: 0.12em;
}

.nav {
  display: flex;
}

.nav a {
  color: #c8d0e0;
  text-decoration: none;
  padding: 22px 24px;
  border-left: 1px solid #2a2f3a;
  font-weight: 600;
}

.nav a.is-current {
  color: #ffffff;
  background: #2f6fed;
}

.hero {
  width: 100%;
  background: #111318;
  color: #e8edf7;
  text-align: center;
  padding: 76px 24px 56px;
  border-bottom: 4px solid #2f6fed;
}

.hero h1 {
  max-width: 980px;
  margin: 0 auto 18px;
  color: #ffffff;
  font-size: 36px;
  line-height: 1.32;
  font-weight: 700;
}

.hero .lead {
  max-width: 900px;
  margin: 0 auto 28px;
  color: #c5cde0;
}

.cta-row {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  max-width: 1280px;
  margin: 0 auto;
}

.cta-row a {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: #2f6fed;
  color: #ffffff;
  text-decoration: none;
  font-weight: 700;
  padding: 14px 22px;
  border: 2px solid #ffffff;
  margin: 0 0 -2px -2px;
}

.cta-row a.alt {
  background: #111318;
}

.hero-note {
  max-width: 920px;
  margin: 26px auto 0;
  padding: 12px 16px;
  border: 2px solid #2f6fed;
  color: #ffd36a;
  text-align: left;
}

.wrap {
  max-width: 1280px;
  margin: 0 auto;
  padding: 48px 24px 8px;
}

h2 {
  margin-bottom: 18px;
  padding-left: 14px;
  border-left: 6px solid #2f6fed;
  font-size: 28px;
  line-height: 1.3;
}

h3 {
  font-size: 20px;
  line-height: 1.4;
}

p {
  margin-bottom: 16px;
}

.block {
  margin-bottom: 48px;
}

.cards-3 {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  border: 2px solid #1c2434;
  background: #ffffff;
}

.card {
  padding: 28px 24px;
  border-right: 2px solid #1c2434;
  background: #ffffff;
}

.card:last-child {
  border-right: 0;
}

.card svg {
  width: 36px;
  height: 36px;
}

.card h3 {
  margin: 14px 0 10px;
}

.platforms-4 {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 1fr;
  border: 2px solid #1c2434;
  background: #ffffff;
}

.plat {
  padding: 22px 16px;
  text-align: center;
  border-right: 2px solid #1c2434;
  background: #ffffff;
}

.plat:last-child {
  border-right: 0;
}

.plat svg {
  width: 32px;
  height: 32px;
  margin: 0 auto 10px;
}

.plat strong {
  display: block;
  margin-bottom: 8px;
}

.plat a {
  display: inline-block;
  margin-top: 10px;
  padding: 10px 12px;
  background: #2f6fed;
  color: #ffffff;
  text-decoration: none;
  border: 2px solid #111318;
  font-weight: 700;
}

.news-list {
  border: 2px solid #1c2434;
  background: #ffffff;
}

.news-item {
  display: grid;
  grid-template-columns: 148px 1fr;
  border-bottom: 2px solid #1c2434;
}

.news-item:last-child {
  border-bottom: 0;
}

.news-date {
  background: #111318;
  color: #e8edf7;
  padding: 18px 14px;
  font-size: 15px;
  font-weight: 700;
}

.news-body {
  padding: 16px 20px;
}

.news-body h3 {
  margin-bottom: 6px;
  font-size: 18px;
}

.compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border: 2px solid #1c2434;
  background: #ffffff;
}

.compare > div {
  padding: 24px;
}

.compare > div + div {
  border-left: 2px solid #1c2434;
}

.compare h3 {
  margin-bottom: 12px;
}

.risk {
  padding: 26px 28px;
  background: #ffffff;
  border: 3px solid #b42318;
}

.risk h2 {
  border-left-color: #b42318;
}

.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border: 2px solid #1c2434;
}

.faq-item {
  padding: 22px 20px;
  background: #ffffff;
  border-right: 2px solid #1c2434;
  border-bottom: 2px solid #1c2434;
}

.faq-item:nth-child(2n) {
  border-right: 0;
}

.faq-item h3 {
  margin-bottom: 10px;
  font-size: 18px;
}

.steps {
  border: 2px solid #1c2434;
  background: #ffffff;
}

.step {
  display: grid;
  grid-template-columns: 76px 1fr;
  border-bottom: 2px solid #1c2434;
}

.step:last-child {
  border-bottom: 0;
}

.step-num {
  display: flex;
  align-items: center;
  justify-content: center;
  background: #2f6fed;
  color: #ffffff;
  font-weight: 700;
  font-size: 22px;
}

.step-body {
  padding: 18px 20px;
}

.req-table {
  width: 100%;
  border-collapse: collapse;
  background: #ffffff;
  border: 2px solid #1c2434;
}

.req-table th,
.req-table td {
  padding: 12px 14px;
  border: 1px solid #1c2434;
  text-align: left;
  vertical-align: top;
}

.req-table th {
  background: #111318;
  color: #ffffff;
  font-weight: 700;
}

.article p {
  text-align: justify;
}

.inline-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  background: #2f6fed;
  color: #ffffff;
  text-decoration: none;
  border: 2px solid #111318;
  font-weight: 700;
}

.end-cta {
  margin-top: 8px;
  padding: 20px;
  background: #ffffff;
  border: 2px solid #1c2434;
}

.kicker {
  margin-bottom: 12px;
  color: #111318;
  font-weight: 700;
}

.site-foot {
  margin-top: 40px;
  background: #111318;
  color: #c8d0e0;
  border-top: 4px solid #2f6fed;
}

.site-foot .wrap {
  padding: 36px 24px;
}

.site-foot p {
  margin-bottom: 12px;
  font-size: 15px;
}

.site-foot .copy {
  margin-bottom: 0;
  padding-top: 14px;
  border-top: 1px solid #2a2f3a;
  color: #8b93a3;
}

@media (max-width: 980px) {
  .hero h1 {
    font-size: 28px;
  }

  .cards-3,
  .platforms-4,
  .faq-grid,
  .compare,
  .news-item {
    grid-template-columns: 1fr;
  }

  .card,
  .plat,
  .faq-item,
  .compare > div + div {
    border-right: 0;
    border-bottom: 2px solid #1c2434;
  }

  .card:last-child,
  .plat:last-child,
  .faq-item:last-child,
  .compare > div:last-child {
    border-bottom: 0;
  }

  .nav a {
    padding: 18px 12px;
  }
}

@media (max-width: 640px) {
  .site-bar-inner {
    display: block;
    padding: 0;
  }

  .brand {
    display: block;
    padding: 14px 16px 8px;
  }

  .nav a {
    flex: 1;
    text-align: center;
  }

  .step {
    grid-template-columns: 52px 1fr;
  }
}